In this issue we look at the ‘Wonga vs The Bishop’ loans row. Rather than scrapping over how much a loan should cost, the real debate should centre on why thousands of people have to survive each month on pay cheques that only last two weeks, filling the gap with loans. The truth is that the 30-year-long assault on workers’ rights, started by Thatcher and carried on by union-funded New Labour has driven down wages and, since the crash, can no longer be filled by cheap credit. What is needed is a drive for decent wages and fair benefits backed by restored union rights and paid for from the bloated profits and dividends of the rich. We also look at the brutal reality of living in the shadow of eviction caused by the Bedroom Tax.